Bring the Deal.
We Bring the Capital.
Fund up to 100% of your next flip — purchase, rehab, and closing — without bank red tape, surprise fees, or needing your own capital to start.
100% of purchase, rehab & closing costs funded on qualifying deals — within 70% of after-repair value, profits split per deal, and a licensed general contractor in every deal. The structure is in writing before you commit.
Free Planner: the Fast Fund and Flip Framework Cheat Code
The 14-Day Flip Funding Planner — a day-by-day system for taking a deal from offer to close without the chaos.
Prefer your phone? Scan to open this page and jump straight to the project review form.
Where Are You Starting From?
I'm Flipping
You've got a deal — or you're hunting one — and the funding is the missing piece.
Start a project review →I'm a Licensed Contractor
Your license and crew are the asset. Qualify directly and partner on your own projects.
Explore the program →I Have a Deal Under Contract
Live deadline? Flag it on the form — deals in hand are prioritized in review scheduling.
Start now →I'm New to Flipping
Start with the free Fast Fund and Flip Framework Cheat Code — the 14-day planner from offer to close.
Get the free planner →Bring the deal. We'll walk the structure with you.
The review is a straightforward conversation about your project — the numbers, the timeline you're working against, and whether it fits the program's structure. Nothing is decided on the call and nothing is promised before a proper review of the deal itself.
- Tell us about your project. The short form takes about a minute — deal in hand or still hunting, both are fine.
- We review it against the program structure. Qualifying deals sit within 70% ARV with a licensed GC in the deal — your own, or one that may be arranged through our network as part of qualification.
- You see the full picture before committing. Costs, split, and terms in writing — then you decide.
Start your confidential project review
About a minute. Phone is optional. Submitting is not a commitment.
How the Fast Fund and Flip Framework Works
Bring the deal.
Submit a property that fits the program — we evaluate every deal against a program-wide 70% after-repair-value ceiling.
We fund it.
On qualifying deals, REI Private Money Lending funds purchase, rehab, and closing costs — 100% of the project stack.
Share the outcome.
Each deal closes on a written joint-venture agreement with a profit split set per deal. You build; we back you.
One Program, Two Ways In — Explore the Joint Venture
Licensed General Contractors
Qualify directly. Your license and your crew are the asset.
Rehabbers & Flippers
Bring your own licensed GC, or one may be arranged through our network as part of qualification.
A licensed general contractor is part of every deal — it protects the project, the timeline, and the partnership.
What We Are (and Aren't)
We're a private money lender, not a bank. The Fast Fund and Flip Framework is a joint venture with the lender itself — we succeed when the deal succeeds. No application volume quotas, no committee maze, no retail-loan runaround.
Our Loan Programs
Bridge Loans
Short-term funding that helps investors purchase or improve a property while waiting for another to sell. Max allowed (with excess first loss).
Fix and Flip Loans
Purchase-plus-rehab funding for value-add residential projects — structured around the deal, reviewed before you commit.
DSCR Rental Loans
Flexible rental-property financing based on the property's cash flow — not your personal income. Great for purchase, renovation, refinance, or cash-out strategies. Cross-collateral allowed on 2 or more properties; portfolio loans available case-by-case.
* Stated criteria are guidelines, not commitments. All loans are subject to full underwriting, property evaluation, borrower qualification, and definitive written loan agreements. Criteria marked with an asterisk may vary based on the transaction, the property, the borrower profile, and market conditions, and may be more or less favorable than shown. Full terms, including any costs of the financing, are determined in underwriting and stated in your written agreement before you commit. Terms and program availability are subject to change without notice and may vary by state and property type. Nothing on this page is a commitment to lend. See our Terms of Service.
What the Fast Fund and Flip Framework Brings to Every Deal
A Venture With the Lender Itself
A per-deal joint venture financed by REI PML as the private money lender — no down payment, and profits split per deal under a definitive written agreement, set before work begins.
100% Project-Based Funding
Purchase, rehab, and closing costs funded on qualifying deals — the whole package sits within 70% of after-repair value, program-wide.
Deal-First Review
Qualification is a review of the deal and your ability to execute it — the structure and numbers, walked together before anyone commits.
Terms in Writing First
Costs, split, and structure go into a written agreement before you're locked in — no surprise fees at the closing table.
The Transparency Ladder
Three low-cost tools — the Debt Stack, the Proof-of-Funds Letter, and the Collateral DNA Report — built so you can see the ground under a deal first.
Licensed GC in Every Deal
A licensed general contractor is part of every project — yours, or one that may be arranged through our network as part of qualification.
Know Where You Stand — Before You Sign
Debt Stack
A pre-contract lien report on a specific property — every recorded lien we can find (mortgages, tax liens, other liens) and the equity picture, so the total debt to be paid off is visible before you contract.
Information returned varies by state and local jurisdiction; not all information is available in all locations, and REI Private Money Lending is not responsible for the amount, accuracy, or relevancy of information provided by public-records sources. If a jurisdiction returns no information, your purchase is refunded.
Order the Debt StackProof-of-Funds Letter
Issued once we approve moving forward on your deal — a proof-of-funds letter to deliver with your contract, showing the seller the ability to close behind your offer. Independent verification of the capital, so the funding question is already answered.
Issued only on approved deals. Subject to the program's Terms of Service.
Available soonCollateral DNA Report
A full property-valuation report without the expense of an appraisal — sales history, comparable and recent sales, current listings where available, plus market context: local data, schools, foreclosure impact, and inventory. The property's story and its market, in one report.
Not an appraisal and does not replace one where required. Data availability varies by market.
Order the Collateral DNA ReportPurchasing any report obligates nothing and is not a condition of participating in the Fast Fund and Flip Framework. Report products are provided under our Terms of Service.
Ready to see if your deal qualifies?
Pre-qualify in minutes, or explore the Joint Venture Opportunities page to review the program first.
Start My Project Review