Pre-Qualify Now

Ready for a Hard Money Loan? 
Here’s How It Works.

Our hard money lending process is fast, easy,
and designed to keep your deal moving.

Unlike conventional lenders, ABL focuses on the value of the collateralized asset over your financials. This means less paperwork and faster loan approval. We’re also a direct lender, not a broker, meaning we can offer flexible loan terms like zero points and no pre-payment penalty. Our goal is for your real estate investment to succeed from start to finish.

Our Proven Process

Initial Contact

Reach out to see if your deal is a good fit
for ABL funding.

To speed things up, share the:

  • Property address
  • Purchase price
  • Rehab or construction budget
  • Future expected value
  • Payoff strategy
  • Expected exit date

01

Underwriting

Once you’re pre-qualified, fill out a loan application.
From there, we schedule an appraisal.

Meanwhile, we’ll ask for further documents related to your:

  • Experience
  • Cash availability
  • Income
  • Credit
  • Contractors or builder
  • Property title history
  • Property insurance
  • Business entity

02

Closing

Close on the loan (and property purchase)
to start collecting funds.

You’ll sign a:

  • Mortgage note
  • Security agreement
  • Personal guarantee
  • Investment affidavit
  • Assignment of rents and leases

03

Pre-Qualify Today

Streamlined Draw Management

Draw Request

Borrowers place a draw request with our experienced draw management team who will assist throughout the process.

Inspection Completed

Borrowers have access to our fast and easy virtual inspection tools. If an in-person inspection is needed ABL will connect you with the right partner.

Approval and Amount Released

After completed inspection of work, each installment will be released to the borrower’s bank account within 24 hours.

Real Reviews from Real Borrowers

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.