Shopping Around And How the Fast Fund & Flip

By Steve Armenta – Program Manager, REI Private Money Lending

The Real Estate Investment Reality

27%

of U.S. home purchases are investor deals

14M

homes owned by investors nationwide

66%

cite financing as their #1 challenge

3–5

average lenders investors contact

42%

close with their first choice lender

Every investor shops around — and they should. The real question is: why do they keep shopping even after a promising call?

Because what they’re really asking isn’t: “What’s your rate?”

It’s: “Will you actually fund my deal?”

And behind that question is a deeper concern:

  • Will this lender show up when it counts?
  • Will they cover everything?
  • Will I be left scrambling three days before closing?

This article explains the real reason behind the endless lender roulette — and introduces a system that’s ended it for thousands of investors.

Why Funding Breaks Down

Communication breakdowns

Last-minute changes

No transparency

Partial funding offers

Missing Proof of Funds

"We don't cover that cost" surprises

Industry Standard Funding Timelines

Fix & Flip

10–15 days

Ground-Up Construction

3–5 weeks

DSCR Loans

15–25 days

The Core Problem

Shopping around happens when investors feel like funding is fragile.

Timelines slip. Costs aren't covered. Communication breaks down.

But what if it didn't have to be this way?

The Fast Fund & Flip Framework™

A 5-step system that eliminates uncertainty, speeds up approval, and covers your full financing stack.

Get Flip-Ready Once

Prequalify instantly with a one-time investor profile. Build your known quantity — no re-submitting documents every deal. You become a known quantity, which accelerates approvals.

Access Off-Market Deals

Plug into high-equity deal flow and investor tools. No more bidding wars — just profitable plays that others can't see.

Analyze Smarter

Get Collateral DNA Report™ in under 24 hours. Real ARV from MLS + off-market comps, red flags, permits, zoning, rent models, and multiple exit projections.

Structure the Stack

Fund up to 100% of Purchase, Rehab, and Closing costs up to 70% of ARV. No money down. No credit check. No experience required.

Same-Day Proof of Funds

Official, bank-backed PoF letter within hours. Branded, deal-ready documentation that boosts offer acceptance rates by 70%+.

How the System Works

Build Your Profile Once

We build your one-time investor profile, so you're not re-submitting documents every deal. You become a known quantity, which accelerates approvals dramatically.

Access Exclusive Deal Flow

We plug you into high-equity deal flow and investor tools. No more bidding wars — just profitable plays. Your competition won't see them.

Analyze Smarter — Collateral DNA Report™

Our $34.97 "mini-underwrite" gives you 90% of the insight of a full appraisal, fast:

Structure the Stack — and See the Stack

We fund up to 100% of the project — including Purchase, Rehab, and Closing — up to 70% of ARV.

Same-Day Proof of Funds

We issue your official Proof of Funds Letter — branded, bank-backed, and deal-ready — within hours, not days. This one document boosts your offer acceptance rate by 70%+, especially with wholesalers and motivated sellers.

For Contractors: Flip Without Capital

If you’re a contractor (or know one), the Fast Fund & Flip Framework becomes a pathway to co-investor status.

With our Joint Venture Model, you can:

We even supply the contract templates, lender stack, marketing materials, and repeatable systems to scale your flips.

Success Stories That Speak for Themselves

About the Author

Kevin Wade

Program Manager – REI Private Money Lending

Let's Grow Together

Partnering with REI Private Money Lending isn’t just about bonuses—it’s about building a mutually beneficial relationship where your network gets the funding they need, and you get rewarded for opening the door.