Smarter Real Estate Funding Starts with the Right Strategy
Our Hard Money Loan Programs
Data-Driven JV Frameworks
Profit-sharing models with predictive ROI calculators, legal protection, and detailed performance audits.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
100% Project-Based Funding
Up to 70% ARV with full transparency on terms and performance benchmarks for defined risk profiles.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Non-Credit Gated Access
Approval driven by property performance and projected returns—not FICO scores or W-2 employment history.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Tech-Enabled Closings
AI-assisted due diligence and remote notarization enable fast, secure funding within 10–14 business days.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Tailored Structuring Tools
Custom loan builder uses deal-specific variables to generate optimized terms in real-time.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Referral Partner Ecosystem
$500+ referral program supporting brokers, coaches, and consultants across demographics and markets.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K – $50M
Get quick funding for your next real estate investment—whether it’s a fix & flip, new construction, or long-term rental. We help beginner and experienced investors grow their property portfolios faster.
Why Use REI Private Money Lending?
Modern private lenders offer speed, creativity, and flexibility that traditional banks simply can’t match.
1
Fast Closings
Get funding in as little as 5–10 days. Perfect for flips and fast-moving markets.
2
Collateral-Based Approval
We evaluate your deal, not just your credit. No W-2s or perfect FICO required.
3
Flexible Funding Sources
Our lending pool includes individuals, fintech investors, and self-directed retirement accounts.
4
Custom Loan Structuring
Fund distressed properties, non-standard renovations, or unique timelines.
5
Terms Built Around You
Need interest-only payments, equity splits, or a buy & hold strategy? We’ll design it around your needs.
Our 5 Smart Deal Criteria (Guidelines, Not Rules)
We prioritize deals that align with current demand, lower volatility, and fast exit potential:
Within Local FHA Limits
Attract first-time buyers and broaden your resale options.
5 Beds, 3 Baths
Appeals to modern buyers, from Gen Z to Boomers.
Growth-Driven Locations
Areas with strong job markets, migration trends, and buyer activity.
1–4 Units
Keeps your exit flexible and financing simple.
2 Acres
Lower maintenance, faster turnover, broader appeal.
What We Fund
We support a wide range of investment strategies:
🔁 Fix & Flip Loans
(6–24 months)
🏡 Buy & Hold Loans
(up to 30 years)
🔄 Bridge Loans
Delayed Refinance
💰 Equity Partnerships
(6–24 months)
📦 Portfolio Loans
Profit Splits (select borrowers)
Loan Size:
$30K up to multimillion
Rates:
Starting at 7.5% (0–5% origination)
Prepayment Penalties:
None
New Borrower Limit:
1 Loan (expand with track record)
REI Private Money Lending: Where Smart Investors Fund Smarter
We’re not just lenders — we’re partners in your investment success. Whether you’re flipping a duplex in Dallas or rehabbing a starter home in Sacramento, we’ll help you move fast and fund faster.
Ready to Apply?
Fill out this short form and we’ll get back to you within 24 business hours.